The Collective is a modern approach to asset-based lending in the acquisition or refinance of High Value Estates, Vacation Homes, and Residential Investment Properties without the need to borrow, collateralize, or pledge vested holdings.
we are private client lending
Royce Private is an experiential brand focused on elevating the private client experience. We take a holistic approach to credit and wealth management when working with our accomplished clientele and their wealth advisors.
ULYSSE Primary estate | Second home
Whether you seek to acquire a new estate, refinance an existing obligation, or unlock liquidity from your real estate holdings, we help clients and their advisors with streamlined solutions not found in traditional private banking.
- Loan Amount: $1MM – $25MM
- Income Review: No Income Testing
- Equity Access: $500K – $5MM
- Vested Assets: No Pledging
- Interest Rate: Fixed Duration
- Documentation: No Tax Return Testing
- Debt Service: Interest Only
- Closing Process: 15 Day Average
ZENITH long-term 1-8 | short-term vacation
Building the wealth effect one rentable door at a time. ZENITH supports their risk-taking spirit by providing credit options based on a simple, innovative business purpose and the quality of residential asset(s).
- Loan Amount: $1MM – $25MM
- Income Review: No Income Testing
- Equity Access: $1MM – $5MM
- CONTRACT REVIEW: No Rental Agreement
- Interest Rate: Fixed Duration
- portfolio limits: No Portfolio Limits
- Debt Service: Interest Only
- Closing Process: 15 Day Average
OMEGA Primary estate | Second home
High-Net-Worth Entrepreneurs are the lifeline of our economy. We understand the complexities of personal and professional income streams. We take a holistic approach to the capacity of the estate and rely on the cash flows and soundness of their enterprise(s).
- Loan Amount: $1MM – $25MM
- Income Review: Hybrid Cash Flow
- Equity Access: $500K – $5MM
- Vested Assets: No Pledging
- Interest Rate: Fixed Duration
- Documentation: No Tax Return Review
- Debt Service: Fixed Duration
- Closing Process: 15 Day Average
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THE SYNDICATE BY ROYCE PRIVATE
November 24, 2023
A Private Credit Market for UHNW Clients. “In the absence of capital access from the traditional private banks, our...